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YUVARAJ

Senior Credit Underwriter at Kapitus Strategy Services Private Limited

Experienced loan underwriter with over 5 years of expertise in the financial sector. Skilled at analyzing and assessing financial elements such as assets, risk analysis, fraud identification, cash flow, and other financial statements. I also have extensive knowledge of other related banking products and services.

Experience

Back Office Administrator

Maintaining the MIS report from the daily inquiries in the showroom.

Administrating the back-office team and completing an internship from Direct Honda.

Credit Verification Officer

Responsible for E2E credit decisions with ABC (administrative, business, and collection support) for the business location.

Skilled in coaching and monitoring the branch teams for business productivity.

Credit Underwriter

Visiting customer business premises and residential places for personal discussion.

Verifying and validating customer KYCs and business documents for the payment process.

Collection support for NPA customers.

Senior Credit Underwriter

Assesses the creditworthiness of individuals and business profiles.

Analyzing financial documents and business credit reports.

Verifying the discrepancies in the provided data for a smooth process.

Evaluating, making decisions, and processing cases based on the policies.

Projects

a study on employee conflicts

Analyze the root causes of employee conflicts in the organization.

Identify the key players in each conflict.

Connect with employees to understand their issues.

Develop resources to support employees.

Follow up regularly with employees to ensure healthy work relationships.

Discouraged employees.

Decreased productivity.

Poor customer service.

Damaged workplace relationships.

Increased stress levels for staff.

A study on stress management

Formulate a research question related to stress management.

Identify relevant literature.

Develop an instrument to measure the stress levels of students.

Analyze and collect data

Improved mental health.

Reduced physical and emotional distress.

Increased ability to cope with stressors

Improved quality of life with friend and family.