Vivin Britto
Manager at The Federal Bank Ltd
- Bangalore, Karnataka, India
- vivinbritto@gmail.com
- +91 88808-01790
Experienced Manager at The Federal Bank Ltd skilled in credit management, team leadership, and lending across SMEs, retail, and large corporations. Demonstrated track record of driving revenue and profitability growth, while adeptly handling non-standard and complex transactions. Offers strategic and operational expertise.
Experience
Manager
Feb 2022 – Sep 2022
- Appraising proposals for SME financing and Retail credit - both fund based non-fund based, conducting a risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies
- Research and evaluate clients’ creditworthiness
- Supervising and controlling delinquency and credit loss
- Monitoring loan accounts, checking loan documents and supervising the timely preparation of MIS reports
- Sanction Loans up to Rs 75 lakhs based on the assessed eligibility
Assistant Manager
Oct 2017 – Jan 2022
- Conduct personal discussions with customers to establish creditworthiness
- Ensuring credit policy adherence to the accepted standards
- End-to-end loan processing, from initial receipt of loan application to credit approval stage within TAT parameters
- Act as a key point of contact for customers for efficient and smooth processing of loan applications.
- Assist the Credit Managers in credit approvals
- Processing of files adhering to all processes and policies
Associate
Jul 2013 – Sep 2017
- Dealing with the queries of the customers
- Cash deposit and cash withdrawal
- Opening loan accounts
- Ensuring compliance with KYC
- Data Processing