Dedicated and committed professional with 5 and half years of experience in US Mortgage on Closing, Loan Processing, Pre-Underwriting, Loan Setup, Post Closing, Pre Closing. A Senior Analyst with proven track of successfully running daily operations and a strong desire to grow with the organization and serve clients.
Experience
Senior Analyst
Aug 2019 – Sep 2022
- Working on multiple process in origination like E2E Loan Processing, Closing, Loan Setup and UW Conditional Approval process in US Mortgage.
- Sub process: Pre-Underwriting, UW Kick Back Process, Closing Package, Title Review, Pre-Closing Audit , Process management.
- Ensure all open Processing and UW Conditions are reviewed and cleared prior submitting loan to underwriter for decision making.
- Responsible for managing pipeline of loans and supporting the Loan processing/Closing.
- Having Exposure in Credit, Collateral, Escrow Analysis and AUS Reviews
- Working on Income, LTV/CLTV and DTI Calculations
- Reviewing all initial loan documents like, 1003, Credit docs, Income docs, Title docs, Appraisal/ PIW document, Flood cert, HOI, REO, CD, Payoff, Pay History and Tax sheet.
- Working with onshore processor on follow ups needed with the borrower and 3rd party documents
- Involved in third party client process with direct coordination through email
- Sending emails to Third Party Vendors like Title company, HOI, Payoff companies to get updated documents
- Proficient in reviewing of title commitments, validating closing conditions, reviewing/balancing HUD Statements, and all aspects of closing document preparation and sending final closing package.
Process Associate
Jan 2018 – Jun 2019
- Mortgage industry professional with loan –processing experience and comprehensive knowledge of conventional and government loan programs.
- Good knowledge in reviewing all kind of mortgage documents.
- ARMs, Jumbo Loans, FHA, VA and USDA Rural Development Loans.
- Specialized on Data Extraction, Loan Setup, Priority path, Post closing, Credit Package and QC.
- Excellent in conveying the client’s requirement to the team leader.
- Analyzing the quality of loans done by processors.
- Managing the processors at different level and provide clarification support whenever is required.
Awards
Rewards and Recognition
Jul 2018
1)Best Performer in Rewards and Recognition for Quarter 2 (AMJ) and Quarter 4 (OND) in 2018 at Visionet Systems.
2)Quarter Hero in R&R for Quarter 4 (OND) in 2019 at First Source Solutions Limited.
3)Best Support Champ and Value Champion in R&R for Quarter 3 (JAS 2020) and Quarter 1 (JFM 2021) at First Source Solution.
Star Ideator
Jul 2021
For innovative idea on process improvement plan at First Source Solution Limited